Knowledge base

The property investor's knowledge base

Practical guides for reading the documents correctly, spotting hidden costs and pricing risk. Written using the same method we apply to every property we analyse ourselves — based on numbers, not guesswork.

Free forms

Landlord's forms

Tenancy agreement, notice of termination, payment reminder and condition inspection — fill in your browser and print. Free, no sign-up.

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Buying

How much is an investment property worth paying?

The maximum price is calculated backwards from the yield requirement — and the repair backlog is deducted before the offer.

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Housing company

The maintenance manual and the annual cycle

What belongs in a maintenance manual, what the law requires and how an annual cycle keeps upkeep in order.

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Documents

How to read the property manager's certificate

What to check in the certificate before making an offer — charges, company loan, upcoming repairs and the pitfalls.

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Risks

The housing company's hidden debt

The debt-free price doesn't tell the whole story. Here's how to calculate the true total burden and spot a special charge before it lands.

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Costs

The cost of a pipe renovation in 2026

What a pipe renovation costs, when it becomes due and how it affects the purchase price.

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Taxation

Taxation of rental income: what can be deducted?

Tax is calculated on what's left. Deductible expenses, the line between annual repairs and improvements, and the deficit credit in a loss-making year.

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Taxation

Capital charge: capitalised or expensed?

Same charge, same euro — but one is deductible and the other is not. The difference doesn't show on the invoice, and the housing company decides it.

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Yield

Rental yield vs. total return

Gross yield, net yield, cash flow and return on equity — what they actually mean.

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Condition

Reading a condition survey and a long-term plan

How to read a condition survey and a long-term maintenance plan — and turn the repair backlog into euros in your offer.

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Method

Our investment criteria

What we buy and what we don't — openly. The criteria that decide whether a property proceeds or is ruled out.

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Glossary
DSCR, repair backlog, service charges and other terms in plain language.
Terms

Property investment glossary

Explanations of the key concepts — linked to the calculators.

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